5 On Your Side: How to check your credit score is accurate [Video]

Make sure you don’t get turned down for a loan or end up paying higher interest rates due to an error on your credit report.

Credit report errors are the top consumer issue filed to the Consumer Financial Protection Bureau.

Rachel McLaughlin said her credit score was dinged after a gym reported a $79 debt to the credit bureau — even though she had quit the gym and paid off the balance.

WRAL’s 5 On Your Side stepped in, and the error was removed, but not before McLaughlin purchased a car, which cost her $3,000 more than it should have due to her lower credit score.

“The worker was like ‘What’s your credit score?’ and I said it should be somewhere from 790 to 805 and it turned out to be the low to mid 700s,” McLaughlin said.

The problem is getting worse, as the Consumer Financial Protection Bureau reports similar complaints have doubled in two years.

Common errors include inaccurate personal information, duplicate accounts, …